Mobile Insurance : Where Security is a priority, not an option.

 

Mobile Security  is the protection of smart phones, tablets, and laptops from threats associated with wireless computing. It has become increasingly important in mobile computing.

More and more users and businesses man use smart phones to communicate, but also to plan and organize their users' work and also private life. Within the companies, these technologies are causing profound changes in the organization of information system and therefore they have become the source of new risks. Indeed, smart phones collect and compile an increasing amount of sensitive information to which access must be controlled to protect the privacy of the user and the intellectual property of the company.

All smart phones, computers  are preferred as the targets of attacks. This is because these devices have family photos, pictures of loved ones, passwords, and many more. For attackers, these items are a digital passport to access everything they would need to know about a person. These attacks exploit the weaknesses implicit  in the smart phones that can come from the communication mode—like Short Message Service (SMS, aka text messaging), Multimedia Message Service (MMS), WiFi, Bluetooth etc.

Security counter measures are being developed and applied to the smart phones, from security in different layers of software to the dissemination of information to end users. As  Owing to the rising price of mobile phones and their several applications today, it has become mandatory to insure the device. Mobile Insurance allows you to reclaim money that you spend on repairing your phone in the event of accidental damage.

There are three prime targets for attackers:

·         Data: Smart phones are devices for data management, and may contain sensitive data like debit or credit card numbers, authentication information, private information, activity logs (calendar, call logs);

·         Identity: Smart phones are highly customizable, so the device or its contents can easily be associated with a specific person.

·         Availability: Attacking a smart phone can limit access to it and deprive the owner of its use.

Benefits of Mobile Insurance :

Mobile insurance policies are extremely beneficial, especially for those who own a premium Smart phone. Some of the benefits of mobile insurance are as follows :

·         Comprehensive protection for new devices - The value of the phones tend to decline with the  time passes. Thus, when the handset is new, phone insurance can help safeguard its significant value.

·         Coverage against Damage to Screen - If you accidentally damage the smart phone screen, which is one of the most important parts of such devices, your insurance plan will pay for the repair expenses.

·         Theft or Robbery of Smartphone - Nothing is worse than buying your dream smart phone and losing it due to theft or burglary. Phone insurance will help you to afford a replacement handset if such an unfortunate thing happens.